:root{--primary: #01295F;--primary-deep: #01204A;--primary-dark: #011837;--primary-tint: #EBEEF2;--cta: #CC0000;--cta-dark: #A70000;--cta-ink: #FFFFFF;--accent: #CC0000;--ink: #1A1A1A;--muted-solid: #586878;--line: #D9E2EC;--bg: #FFFFFF;--bg-soft: #F5F6F9;--gold: #F2B33D;--star: #9A6B00;--max: 1160px;--font-head: "Crimson Text", "Crimson Text Fallback", Georgia, "Times New Roman", serif;--font-body: "Source Sans 3", "Segoe UI", Arial, sans-serif;--w-head: 600;--w-h1: 700;--radius: 8px;--shadow: 0 2px 10px rgba(0, 20, 40, 0.10);--shadow-lg: 0 10px 30px rgba(0, 20, 40, 0.16)}*{box-sizing: border-box;margin: 0;padding: 0}html{scroll-behavior: smooth;scroll-padding-top: 132px}@media (prefers-reduced-motion: reduce){html{scroll-behavior: auto}*, *::before, *::after{animation: none !important;transition: none !important}}body{font-family: var(--font-body);font-size: 17px;line-height: 1.55;color: var(--ink);background: var(--bg);overflow-x: clip}img{display: block;max-width: 100%;height: auto}svg, iframe{display: block;max-width: 100%}a{color: var(--primary)}.article-wrap p a, .article-wrap li a, .legal-contact a, .contact-text-line a, .form-note a, .footer-legal a{text-decoration: underline;text-underline-offset: 2px}h1, h2{font-family: var(--font-head);font-weight: var(--w-head);line-height: 1.1;letter-spacing: -0.02em;color: var(--ink)}h1{font-weight: var(--w-h1)}h3, h4{font-family: var(--font-body);font-weight: 700}.wrap{max-width: var(--max);margin: 0 auto;padding-left: 20px;padding-right: 20px}.skip-link{position: absolute;left: -9999px;top: 0;background: var(--cta);color: var(--cta-ink);padding: 10px 16px;font-weight: 700;z-index: 2000}.skip-link:focus{left: 8px;top: 8px}:focus-visible{outline: 3px solid var(--focus-ring, #0a58ca);outline-offset: 2px}.site-footer :focus-visible, .hero-bleed :focus-visible, .sticky-call-bar :focus-visible, .utility-bar :focus-visible{outline-color: #fff}::placeholder{color: var(--muted-solid);opacity: 1}.site-header{position: sticky;top: 0;z-index: 800;background: #fff;border-bottom: 3px solid var(--primary);box-shadow: 0 1px 0 var(--line)}.header-inner{display: flex;align-items: center;gap: 22px;padding-top: 14px;padding-bottom: 14px}.site-header.is-compact .header-inner{padding-top: 8px;padding-bottom: 8px}.logo{display: flex;align-items: center;gap: 10px;text-decoration: none;color: var(--ink)}.logo-mark{height: 64px;width: auto;max-width: 320px;flex: 0 0 auto;object-fit: contain}.logo-text{line-height: 1.05}.logo-text .brand-name{display: block;font-family: var(--font-head);font-weight: var(--w-head);font-size: 20px;color: var(--primary)}.logo-text .brand-name-stack{display: flex;flex-direction: column;line-height: 1.03}.logo-text .brand-name-stack .bn-line{white-space: nowrap}.logo-text .brand-name-stack .bn-line-sub{font-size: 0.68em;font-weight: 700}.logo-text small{display: none}.logo-text .brand-wordmark{display: block;height: 26px;width: auto;max-width: 260px;object-fit: contain}@media (max-width: 640px){.logo-text .brand-wordmark{height: 20px;max-width: 152px}}.main-nav ul{list-style: none;display: flex;gap: 4px}.main-nav a{display: block;padding: 10px 12px;text-decoration: none;color: var(--ink);font-weight: 600;font-size: 15.5px;border-radius: 6px}.main-nav a:hover{background: var(--primary-tint);color: var(--primary)}.has-drop{position: relative}.main-nav .has-drop > a::after{content: " \25BE";font-size: 0.8em;opacity: 0.7}.main-nav ul.drop{position: absolute;top: 100%;left: 0;min-width: 230px;background: #fff;border: 1px solid var(--line);border-top: 3px solid var(--cta);border-radius: 0 0 8px 8px;box-shadow: var(--shadow-lg);padding: 6px;display: none;z-index: 850}.drop li{width: 100%}.has-drop:hover ul.drop, .has-drop:focus-within ul.drop{display: block}.drop a{padding: 9px 12px}.header-ctas{margin-left: auto;display: flex;align-items: center;gap: 12px}.header-phone{text-decoration: none;text-align: right;line-height: 1.1}.header-phone strong{display: block;font-family: var(--font-head);font-weight: var(--w-head);font-size: 21px;color: var(--primary);white-space: nowrap}.header-phone small{display: block;font-size: 11.5px;font-weight: 700;color: var(--muted-solid);letter-spacing: 0.04em}.header-phone:hover strong{color: var(--cta-dark)}.header-ctas .btn{padding: 9px 14px;font-size: 14.5px}.header-action{display: inline-flex;align-items: center;gap: 6px;white-space: nowrap}.cta-ico{display: none}.nav-toggle{display: none;margin-left: auto;background: var(--primary);color: #fff;border: 0;border-radius: 6px;font-weight: 700;font-size: 15px;padding: 10px 14px;cursor: pointer}.section{padding: 56px 0}.section-head{max-width: 720px;margin-bottom: 30px}.kicker{font-weight: 800;font-size: 13px;letter-spacing: 0.16em;text-transform: uppercase;color: var(--cta-dark);margin-bottom: 8px}.section-head h2{font-size: clamp(26px, 3.2vw, 36px);margin-bottom: 10px}.section-head p{color: #3A4754;font-size: 17.5px}.site-footer{background: var(--primary-dark);color: #DCE6F2}.footer-grid{display: grid;grid-template-columns: 1.3fr 1fr 1fr 1.2fr;gap: 36px;padding-top: 48px;padding-bottom: 36px}.footer-head{font-family: var(--font-body);color: #fff;font-size: 14px;font-weight: 700;letter-spacing: 0.12em;text-transform: uppercase;margin-bottom: 14px}.site-footer ul{list-style: none;display: flex;flex-direction: column;gap: 8px}.site-footer a{color: #DCE6F2;text-decoration: none;font-size: 15px}.site-footer a:hover{color: var(--gold);text-decoration: underline}.footer-brand .brand-name{font-family: var(--font-head);font-weight: var(--w-head);font-size: 19px;color: #fff;display: block;margin-bottom: 6px}.footer-tagline{color: var(--gold);font-weight: 700;font-size: 15px;margin-bottom: 14px}.footer-seal{width: 96px;margin-bottom: 14px}.footer-badges{display: flex;gap: 8px;flex-wrap: wrap}.footer-badges span{border: 1.5px solid rgba(255,255,255,0.45);border-radius: 6px;padding: 5px 10px;font-size: 12px;font-weight: 700;letter-spacing: 0.04em}.footer-aff{display: flex;gap: 10px;flex-wrap: wrap;align-items: center;margin-bottom: 16px}.footer-aff a, .footer-aff span{display: inline-flex;align-items: center;background: #fff;border-radius: 8px;padding: 8px 12px}.footer-aff img{height: 40px;width: auto;display: block}.footer-nap{font-style: normal;font-size: 15px;line-height: 1.7}.footer-nap strong{color: #fff}.footer-nap .f-phone{font-size: 19px;font-weight: 800;color: var(--gold) !important}.footer-bottom{border-top: 1px solid rgba(255,255,255,0.18);padding-top: 16px;padding-bottom: 20px;font-size: 13.5px;color: #B7C7DA;display: flex;flex-wrap: wrap;align-items: center;column-gap: 0;row-gap: 6px}.footer-bottom .fb-sep::before{content: "·";margin: 0 12px;color: #6F86A6}.footer-lite .footer-bottom{border-top: 0}.footer-lite{padding: 26px 0 22px}.footer-lite .footer-nap{display: flex;flex-wrap: wrap;align-items: baseline;row-gap: 10px;font-size: 14px;line-height: 1.6}.footer-lite .footer-nap > * + *:not(.footer-credit-link)::before{content: "·";margin: 0 12px;color: #6F86A6}.footer-lite .footer-nap .f-phone{font-size: 16px}@media (max-width: 860px){.footer-lite .footer-nap{justify-content: center;text-align: center}.footer-lite .footer-nap > * + *:not(.footer-credit-link)::before{margin: 0 9px}.footer-lite .footer-credit-link{flex-basis: 100%;margin-top: 2px}}.footer-legal a{white-space: nowrap}.footer-credit-link{margin-left: auto;font-weight: 700}@media (max-width: 640px){.footer-bottom{flex-direction: column;align-items: flex-start;row-gap: 8px}.footer-bottom .fb-sep::before{display: none}.footer-credit-link{margin-left: 0}}.btn svg, .header-text svg, .f-text svg, .footer-social svg, .scb-text svg{vertical-align: middle}.header-text{display: inline-flex;align-items: center;gap: 5px;font-weight: 700;font-size: 14px;color: var(--primary);text-decoration: none;white-space: nowrap}.header-text:hover{text-decoration: underline}.f-text{display: inline-flex;align-items: center;gap: 5px;color: var(--gold) !important;font-weight: 700}.scb-text{background: var(--primary-deep);color: #fff}.footer-social{display: flex;gap: 10px;margin-top: 14px}.footer-social a{display: inline-flex;width: 38px;height: 38px;align-items: center;justify-content: center;border: 1.5px solid rgba(255,255,255,0.4);border-radius: 8px;color: #DCE6F2}.footer-social a:hover{color: var(--gold);border-color: var(--gold)}@media (max-width: 640px){.header-text{display: none}}@media (min-width: 861px) and (max-width: 1199.98px){.header-inner{gap: 16px}.main-nav ul{gap: 2px}.main-nav a{padding: 8px 10px;font-size: 15px}.header-ctas{gap: 8px}.header-ctas .btn.header-action{font-size: 0;padding: 10px 11px;gap: 0}.header-ctas .cta-ico{display: inline-block}}@media (max-width: 860px){.main-nav{display: none}.nav-toggle{display: block}.header-ctas .btn{display: none}}@media (max-width: 860px){body.menu-open{overflow: hidden}body.menu-open .site-header{position: fixed;top: 0;left: 0;right: 0;z-index: 1300;background: #fff;box-shadow: var(--shadow)}.main-nav.open{display: block;position: fixed;top: 72px;left: 0;right: 0;bottom: 0;background: #fff;z-index: 1200;overflow-y: auto;border-top: 1px solid var(--line);-webkit-overflow-scrolling: touch}.main-nav.open ul{flex-direction: column;gap: 0;padding: 4px 0}.main-nav.open li{border-bottom: 1px solid var(--line)}.main-nav.open a{font-size: 19px;padding: 17px 22px;border-radius: 0}.main-nav.open .has-drop.is-open > a::after{content: " \25B4"}.main-nav.open .has-drop > .drop{display: none;position: static;min-width: 0;border: 0;box-shadow: none;padding: 0;background: var(--bg-soft)}.main-nav.open .has-drop.is-open > .drop{display: block}.main-nav.open .drop a{font-size: 16.5px;padding: 14px 22px 14px 40px}}@media (max-width: 640px){.main-nav.open{bottom: 56px}}@media (max-width: 860px){.footer-grid{grid-template-columns: 1fr 1fr}}@media (max-width: 640px){.footer-grid{grid-template-columns: 1fr}body{padding-bottom: 56px}.header-phone{display: none}.section{padding: 42px 0}}.stars{color: var(--star);letter-spacing: 2px;font-size: 18px;white-space: nowrap}.check-list{list-style: none;display: grid;grid-template-columns: 1fr 1fr;gap: 10px 24px;margin: 8px 0 10px}.check-list li{padding-left: 28px;position: relative;font-size: 16px}.check-list li::before{content: "✓";position: absolute;left: 0;top: 0;width: 20px;height: 20px;background: var(--primary-tint);color: var(--primary);font-weight: 800;font-size: 13px;border-radius: 50%;display: flex;align-items: center;justify-content: center}@media (max-width: 860px){.check-list{grid-template-columns: 1fr}}.article-wrap{max-width: 860px;padding-top: 40px;padding-bottom: 24px}.article-wrap h2{font-size: clamp(23px, 2.6vw, 30px);margin: 38px 0 14px}.article-wrap p{margin-bottom: 14px;color: #222E39}.article-wrap p.lead{font-size: 18.5px}.md-code{margin: 26px 0;border: 2px solid var(--ink);border-radius: 12px;overflow: hidden;background: #0f1b22;box-shadow: 5px 6px 0 var(--ink)}.md-code__bar{display: flex;align-items: center;gap: 10px;padding: 9px 14px;background: #16262f;border-bottom: 1px solid rgba(255, 255, 255, .12)}.md-code__dots{width: 44px;height: 10px;flex: none;background-image: radial-gradient(circle 5px at 5px 5px, #e2b14a 0 5px, transparent 5px), radial-gradient(circle 5px at 22px 5px, #4a8fa8 0 5px, transparent 5px), radial-gradient(circle 5px at 39px 5px, #3f5b66 0 5px, transparent 5px)}.md-code__lang{color: #8fb4c2;font-size: 12.5px;font-weight: 700;letter-spacing: .08em;text-transform: uppercase}.md-code__body{margin: 0;padding: 16px 18px;overflow-x: auto;-webkit-overflow-scrolling: touch;font-size: 13.5px;line-height: 1.6;color: #d7e6ec}.md-code__body code{font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, "Liberation Mono", monospace;white-space: pre}@media (max-width: 620px){.md-code__body{padding: 13px 14px;font-size: 12.5px}}.article-ask{margin: 42px 0 4px;font-size: clamp(24px, 3vw, 33px);line-height: 1.25;color: var(--primary)}.md-table-wrap{margin: 26px 0;overflow-x: auto;-webkit-overflow-scrolling: touch}.md-table{border-collapse: collapse;width: 100%;min-width: 460px;font-size: 15.5px}.md-table th, .md-table td{padding: 10px 14px;text-align: left;border-bottom: 1px solid var(--line)}.md-table thead th{background: var(--panel, #F4F6F8);font-family: var(--font-head);font-weight: var(--w-head);color: var(--ink);border-bottom: 2px solid var(--ink);white-space: nowrap}.md-table tbody tr:last-child td{border-bottom: 0}.md-table tbody tr:nth-child(even){background: rgba(0, 0, 0, .025)}.breadcrumbs{font-size: 13.5px;padding: 12px 0 0;color: var(--muted-solid)}.breadcrumbs ol{list-style: none;display: flex;flex-wrap: wrap;align-items: center;gap: 4px 8px}.breadcrumbs li{display: inline-flex;align-items: center}.breadcrumbs li + li::before{content: "›";margin-right: 6px;color: #6B7A88}.breadcrumbs a{text-decoration: none;display: inline-flex;align-items: center;min-height: 24px;padding: 0 4px;margin: 0 -4px}.btn{display: inline-flex;align-items: center;justify-content: center;gap: 8px;font-family: var(--font-body);font-weight: 700;font-size: 16px;padding: 12px 22px;border-radius: var(--radius);border: 2px solid transparent;text-decoration: none;cursor: pointer;white-space: nowrap;transition: transform 0.12s ease, box-shadow 0.12s ease, background 0.12s ease}.btn:hover{transform: translateY(-1px);box-shadow: var(--shadow)}.btn-cta{background: var(--cta);color: var(--cta-ink)}.btn-cta:hover{background: var(--cta-dark)}.btn-primary{background: var(--primary);color: #fff}.btn-primary:hover{background: var(--primary-deep)}.btn-outline{background: #fff;color: var(--primary);border-color: var(--primary)}.btn-outline-light{background: transparent;color: #fff;border-color: rgba(255,255,255,0.7)}.btn-lg{font-size: 18px;padding: 15px 28px}.closing-cta{margin: 36px 0 10px;display: flex;gap: 14px;flex-wrap: wrap}.err404 .eyebrow{font-family: var(--font-head);font-weight: 800;letter-spacing: 0.14em;color: var(--cta);font-size: 14px;margin-bottom: 6px}.link-list{list-style: none;display: flex;flex-wrap: wrap;gap: 14px 24px;margin-top: 22px}.link-list a{font-weight: 700}.err404-cta{margin: 36px 0 10px;display: flex;gap: 14px;flex-wrap: wrap}.form-band{background: var(--bg-soft);border-top: 1px solid var(--line);position: relative}.form-grid{display: grid;grid-template-columns: 1fr 1.1fr;gap: 44px;align-items: start}.form-intro h2{font-size: clamp(26px, 3vw, 34px);margin-bottom: 12px}.form-intro p{color: #2B3742;margin-bottom: 16px}.form-alt{border-left: 4px solid var(--cta);padding: 10px 14px;background: #fff;border-radius: 0 8px 8px 0;font-size: 16px}.form-alt a{font-weight: 800;text-decoration: none;font-size: 18px}.form-note{font-size: 14.5px;color: var(--muted-solid);text-align: center}.form-note a{font-weight: 800}.form-thanks{background: #EDF7EE;border: 1px solid #9CCFA3;border-radius: 8px;padding: 18px;font-size: 16px}.form-thanks strong{display: block;font-size: 18px;margin-bottom: 4px}.form-error{background: #FBEFEF;border: 1px solid #E3A0A0;border-radius: 8px;padding: 14px;font-size: 15px}@media (max-width: 860px){.form-grid{grid-template-columns: 1fr}}.hero{background: linear-gradient(180deg, var(--bg-soft) 0%, var(--bg) 100%);border-bottom: 1px solid var(--line)}.hero-grid{display: grid;grid-template-columns: 1.15fr 1fr;gap: 44px;align-items: center;padding-top: 52px;padding-bottom: 56px}.hero-kicker{font-weight: 800;font-size: 13.5px;letter-spacing: 0.16em;text-transform: uppercase;color: var(--primary-deep);margin-bottom: 12px}.hero h1{font-size: clamp(34px, 4.6vw, 54px);margin-bottom: 16px}.hero-sub{font-size: 20px;max-width: 34em;margin-bottom: 24px;color: #2B3742}.hero-sub strong{color: var(--primary)}.hero-ctas{display: flex;flex-wrap: wrap;gap: 14px;margin-bottom: 18px}.hero-rating{font-size: 16px;display: flex;align-items: center;gap: 9px;flex-wrap: wrap}.hero-rating strong{font-size: 18px}.hero-price{font-size: 18px;margin-bottom: 14px;color: var(--primary-deep)}.hero-media{position: relative}.hero-media img:not(.hero-seal){border-radius: 12px;box-shadow: var(--shadow-lg)}.hero-seal{position: absolute;right: -14px;bottom: -22px;width: 128px;border-radius: 0;box-shadow: none;filter: drop-shadow(0 6px 14px rgba(0,20,40,0.25))}.hero-bleed{background-size: cover;background-position: center;position: relative}.hero-bleed::before{content: "";position: absolute;inset: 0;background: rgba(8, 20, 36, 0.62)}.hero-bleed-inner{position: relative;padding-top: 72px;padding-bottom: 76px}.hero-bleed h1, .hero-bleed .hero-sub, .hero-bleed .hero-rating{color: #fff}.hero-bleed .hero-kicker{color: var(--gold)}.hero-full{position: relative;min-height: 100svh;display: flex;align-items: center;padding: 0;overflow: hidden}.hero-full__media{position: absolute;inset: 0;z-index: 0}.hero-full__media picture, .hero-full__media img{width: 100%;height: 100%;object-fit: cover;object-position: center}.hero-full::after{content: "";position: absolute;inset: 0;z-index: 1;pointer-events: none;background: linear-gradient(100deg, rgba(253, 251, 244, .94) 0%, rgba(253, 251, 244, .88) 26%, rgba(253, 251, 244, .55) 46%, rgba(253, 251, 244, 0) 62%)}.hero-full__inner{position: relative;z-index: 2;width: 100%;padding-top: 6vh;padding-bottom: 6vh}.hero-full .hero-copy{max-width: 34rem;text-align: left}@media (min-width: 1100px){.hero-full__inner{max-width: min(100% - 96px, 1680px)}.hero-full .hero-copy{max-width: min(46rem, 48%)}}@media (max-width: 860px){.hero-full::after{background: linear-gradient(180deg, rgba(253, 251, 244, .95) 0%, rgba(253, 251, 244, .90) 42%, rgba(253, 251, 244, .58) 68%, rgba(253, 251, 244, .12) 100%)}.hero-full__inner{padding-top: 8vh;padding-bottom: 10vh}.hero-full .hero-copy{max-width: none}}@media (max-width: 860px){.hero-grid{grid-template-columns: 1fr}.hero-grid{gap: 24px;padding-top: 28px;padding-bottom: 36px}.hero-media{margin-top: 16px}.hero-seal{width: 100px;right: 6px;bottom: -16px}}.hero[data-variant="overlay"] .hero-media img{width: 100%;height: auto;object-fit: contain}.hero[data-variant="overlay"] .hero-media{align-self: center}@media (max-width: 860px){.hero[data-variant="overlay"] .hero-grid{display: flex;flex-direction: column;gap: 0}.hero[data-variant="overlay"] .hero-media{order: 1;margin: 0;align-self: stretch}.hero[data-variant="overlay"] .hero-media img{width: 100%;height: auto;border-radius: 12px}.hero[data-variant="overlay"] .hero-copy{order: 2;position: relative;z-index: 2;margin-top: -50%;padding: 72px 20px 22px;border-radius: 0 0 12px 12px;background: linear-gradient(to bottom, rgba(4, 6, 8, 0) 0%, rgba(4, 6, 8, 0.74) 30%, rgba(4, 6, 8, 0.94) 100%)}.hero[data-variant="overlay"] .hero-copy h1, .hero[data-variant="overlay"] .hero-copy .hero-sub, .hero[data-variant="overlay"] .hero-copy .hero-kicker{color: #F4F7FA}.hero[data-variant="overlay"] .hero-ctas{margin-top: 14px}}.hero-screen{position: relative;min-height: 100svh;display: flex;align-items: center;padding: 0;overflow: hidden;border-bottom: 0}.hero-screen__media{position: absolute;inset: 0;z-index: 0}.hero-screen__media picture, .hero-screen__media img{width: 100%;height: 100%;object-fit: cover;object-position: center}.hero-screen__inner{position: relative;z-index: 1;width: 100%;padding-top: 7vh;padding-bottom: 7vh}.hero-screen__box{max-width: 37rem;background: rgba(8, 12, 18, 0.68);border-radius: 14px;padding: 34px 36px 30px;backdrop-filter: blur(2px)}.hero-screen__box h1, .hero-screen__box .hero-sub, .hero-screen__box .hero-rating{color: #fff}.hero-screen__box .hero-sub{color: #E8EDF2}.hero-screen__box .hero-kicker{color: var(--gold)}@media (max-width: 860px){.hero-screen{align-items: flex-end}.hero-screen__inner{padding-top: 34vh;padding-bottom: 5vh}.hero-screen__box{max-width: none;padding: 24px 22px 22px}}.short-form{background: #fff;border: 1px solid var(--line);border-radius: 12px;padding: 26px;box-shadow: var(--shadow-lg);display: 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